Yes, a lower credit score can mean higher interest rates, but we work with lenders who specialize in helping customers with all types of credit.

Yes! We have financing options specifically for people with low or no credit — our team is here to help.

A larger down payment can help your approval chances, but we offer flexible options to fit your situation.

Yes — making on-time payments can improve your credit over time and show lenders you're a responsible borrower.

In many cases, we can get you pre-approved the same day — sometimes in just a few hours.

Typically, you'll need a valid ID, proof of income (like pay stubs), and proof of residence.

Yes, we offer programs tailored to first-time buyers and newcomers with limited credit history.